Loan Rates
Consumer Loan Rates
Current as of September 9, 2016
The rates listed below are the lowest rate offered. Your rate will be determined by your credit history. Rates, terms and conditions are subject to change – Interest rate listed is the annual percentage rate (APR).
Loan Type
Annual % Rate – Loan Terms
New/Used AutoRates
Your Choice – SAME RATE!
2.74% – up to 48 months
2.99% – 49-60 months
3.24% – 61-72 months
3.49% – 73-84 months
New RV Rates
7.59% – up to 72 months
8.59% – 73-144 months
Used RV Rates
8.59% – up to 72 months
9.59% – 73-144 months
New/Used Motorcycles
5.99% – up to 36 months
6.99% – 37-48 months
7.99% – 49-60 months
Signature Loans
10.24% – up to 24 months
11.24% – 25-48 months
Christmas & Tax Loan
10.24% – up to 18 months
Overdraft Line Loans
15% – Minimum payment of $35 or 4% Balance
Visa Lines of Credit
($10,000 Maximum)
13.2% – Minimum payment of $35 or 4% Balance
Share Secured Visa
($10,000 Maximum)
17.99% – Minimum payment of $35 or 4% Balance
Direct Deposit Loan
18% – up to 8 months
Share Secured
(90% of Share Balance)
3.00% – up to 72 months
Certificate Secured
(80% of Certificate Balance)
Certificate Rate plus 3% – Term of Certificate
Education Loans
The rates listed are the lowest rate offered. All rates will be determined by the borrower’s credit and ability to pay the loan. All loans are subject to credit approval. All loan rates are subject to change without notice. All Auto, RV, Motorcycle loans are subject to eligibility requirements. The word “Term” refers to the number of months for the loan to be repaid.
Contact Credit Union for the most up to date rates and information.
Additional discounts may apply for auto transfer from GVFCU checking account and direct deposit. Call credit union for full details.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, A U.S. Government agency
409 West Center Street
Manteca, CA 95336
Phone: 209.825.5878