Loan Rates
Consumer Loan Rates
Current as of July 19, 2023
The rates listed below are the lowest rate offered. Your rate will be determined by your credit history. Rates, terms and conditions are subject to change – Interest rate listed is the annual percentage rate (APR).
Loan Type
Annual % Rate – Loan Terms
New Auto Rates
6.5% – up to 48 months
6.75% – 49-60 months
7.25% – 61-72 months
7.75% – 73-84 months
Used Auto Rates
7.50% – up to 48 months
7.75% – 49-60 months
8.25% – 61-72 months
8.75% – 73-84 months
New Electric/Hybrid Vehicles
6.00% – up to 48 months
6.25% – 49-60 months
6.75% – 61-72 months
7.25% – 73-84 months
Used Electric/Hybrid Vehicles
6.50% – up to 48 months
6.75% – 49-60 months
7.25% – 61-72 months
7.75% – 73-84 months
9.00% – up to 72 months
10.00% – 73-144 months
10.00% – up to 72 months
11.00% – 73-144 months
9.50% – up to 36 months
10.50% – 37-48 months
11.50% – 49-60 months
12.50% – 61-72 months
as low as 10.00% up to 12 months
($15,000 maximum)
15% – Minimum payment of $35 or 3% Balance
($1,000.00 maximum)
($10,000 Maximum)
as low as 9.99% – Minimum payment of $35 or 3% Balance
($10,000 Maximum)
($1,500.00 maximum)
(90% of Share Balance)
(90% of Certificate Balance)
Contact Credit Union for the most up to date rates and information.
Additional discounts may apply for auto transfer from GVFCU checking account and direct deposit. Call credit union for full details.
Or fax to (209)825-8162 Attn: Loan Department
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration,
A U.S. Government agency
409 West Center Street
Manteca, CA 95336
Phone: 209.825.5878
