Savings


Looking for a safer place to keep your savings than under your mattress or the piggy bank on the shelf? Whether it's your retirement nest egg or just a little extra spending money, Golden Valley FCU offers a wide variety of accounts to safely keep your balance growing.

Regular Savings (shares)

This is our basic account that all members must maintain to receive the benefits of our services at Golden Valley FCU.

Custodian Accounts

First cars. College educations. Weddings. These are just a few of life's big expenses and great examples of why it's never too early to begin teaching the young people in your life the importance of saving. This account allows anybody to make deposits while limiting the ability to withdraw to a single custodian, leaving you in complete control of growing the balance for your growing child.

Individual Retirement Accounts (The CU is no longer accepting New IRA)

Looking for a way to increase the balances in your retirement account and ensure the financial stability of your future without the risks and volatility associated with the stock market? An IRA with Golden Valley FCU is just the solution!

  • Traditional IRA & Roth IRA
  • Competitve rates earning tax-deferred dividends. (consult your tax advisor)
  • Insured by the National Credit Union Administration up to $250,000.

Christmas Club

Each December we all promise to save throughout the next year to make the holiday spending spree a little easier on the budget. This account was desiged with just that in mind.

  • Required minimum balance of $10.00.
  • Competitive divident rates. (click here for current rates)
  • Funds can be withdrawn without a penalty between October 1st and December 31st.
  • A $5.00 fee is charged for withdrawals outside this time period.

Certificates

If you are interested in earning a higher dividend rate than our regular savings account, we also offer fixed term, fixed rate certificate of deposits.

 

NCUA logoYour savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government agency  
Equal Housing Lender logo